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Prudent vs hledger: catalog facts
Prudent	hledger
Free Free to download and use; the official site offers a download and identifies no paid tier.	Free Free and open source under the GPL.
macOS	Windows, macOS, Linux, Command line
Edits plain-text Ledger files Reports update as transactions change	Data is plain text you own, version-controllable and readable without the software A robust multi-currency double-entry engine accurate to 255 decimal places
Currently available for macOS only Uses the Ledger accounting format	You need to understand double-entry accounting, or learn it as you go The interfaces are deliberately basic compared with commercial finance software
Downloadable app	Downloadable app
Closed source	Open source
License not stated	License: GPL-3.0
Not stated if an account is needed	No account needed
Works offline	Works offline
Official website Full listing and sources Checked October 8, 2026	Official website Full listing and sources Checked September 21, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.