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Refact.ai vs GitHub Copilot: catalog facts
Refact.ai	GitHub Copilot
Freemium The open-source version is free to self-host; enterprise solutions are arranged through…	Freemium A free tier is available, with paid plans for heavier use and for organisations.
Self-hosted	macOS, Command line
Open source and deployable on-premise Choice of language models per task	Works inside Visual Studio Code, which many developers already use Available as an editor integration, a macOS app and a CLI
Refact Cloud hosted service is shutting down Self-hosting requires your own server and model setup	Requires a GitHub account and an internet connection Code is sent to GitHub's hosted service for processing
Downloadable app, Self-hosted	Downloadable app, Hosted service
Open source	Closed source
License not stated	License not stated
Not stated if an account is needed	Account needed
Not stated if it works offline	Needs internet
Official website Full listing and sources Checked September 26, 2026	Official website Full listing and sources Checked September 23, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.