Compare software

Wealthfolio vs FIRECalc: catalog facts
WealthfolioFIRECalc
Free

The app is free and open source; Wealthfolio Connect is a separate optional service.

Free

Free to use on the web; no paid tier is mentioned.

Windows, macOS, Linux, Self-hosted Web
  • Data stays local with no account
  • Investments, net worth and budgets in one app
  • Tests plans against every historical start year since 1871
  • Shows worst-case outcomes rather than averages
  • Imports rely largely on CSV statements
  • Planning features assume some financial knowledge
  • Assumes future markets resemble the past
  • Plain, dated interface
Downloadable app, Self-hosted Web application
Open source Closed source
License: AGPL-3.0 License not stated
No account needed No account needed
Works offline Needs internet

Checked September 23, 2026

Checked September 24, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.