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YAFFAActual Budget
Free

Free and open source under the MIT licence.

 Free

Free and open source under the MIT licence. Third-party hosting such as PikaPods or Fly.io…

Web, Self-hosted Windows, macOS, Linux, Android, iOS, Web, Self-hosted
  • No bank connection needed, data stays on your server
  • Multi-currency accounts with daily rate updates
  • Envelope budgeting done properly, not a spending report
  • Local-first, so it works offline and stays fast with long history
  • Requires running a PHP and Laravel server
  • AI document processing needs your own paid API key
  • Syncing between devices needs a server, which is a step most apps hide
  • Automatic bank connections depend on your country and a third-party service
Self-hosted Downloadable app, Self-hosted
Open source Open source
License: MIT License: MIT
Not stated if an account is needed No account needed
Not stated if it works offline Works offline

Checked October 2, 2026

Checked September 21, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.