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Actual Budget vs Money Manager Ex: catalog facts
Actual Budget	Money Manager Ex
Free Free and open source under the MIT licence. Third-party hosting such as PikaPods or Fly.io…	Free Free and open source under the GPL.
Windows, macOS, Linux, Android, iOS, Web, Self-hosted	Windows, macOS, Linux, iOS
Envelope budgeting done properly, not a spending report Local-first, so it works offline and stays fast with long history	Checking, credit card, savings, stock and asset accounts with nested categories Data in a non-proprietary SQLite file with AES encryption, entirely on your machine
Syncing between devices needs a server, which is a step most apps hide Automatic bank connections depend on your country and a third-party service	No bank connection; you import CSV and QIF files by hand Investment tracking is basic compared with dedicated portfolio software
Downloadable app, Self-hosted	Downloadable app
Open source	Open source
License: MIT	License: GPL-2.0
No account needed	No account needed
Works offline	Works offline
Official website Full listing and sources Checked September 21, 2026	Official website Full listing and sources Checked September 21, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.