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Firefly III vs Actual Budget: catalog facts
Firefly III	Actual Budget
Free Free and open source under the AGPL 3.0. You provide the hosting.	Free Free and open source under the MIT licence. Third-party hosting such as PikaPods or Fly.io…
Windows, macOS, Linux, Web, Self-hosted	Windows, macOS, Linux, Android, iOS, Web, Self-hosted
Budgets, categories, tags, bills and recurring transactions in one place Rules that categorise transactions as they arrive	Envelope budgeting done properly, not a spending report Local-first, so it works offline and stays fast with long history
A PHP application with a database that you have to run and update Bank imports need a separate companion tool	Syncing between devices needs a server, which is a step most apps hide Automatic bank connections depend on your country and a third-party service
Self-hosted	Downloadable app, Self-hosted
Open source	Open source
License: AGPL-3.0	License: MIT
No account needed	No account needed
Works offline	Works offline
Official website Full listing and sources Checked September 21, 2026	Official website Full listing and sources Checked September 21, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.