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Money Manager Ex vs Actual Budget: catalog facts
Money Manager Ex	Actual Budget
Free Free and open source under the GPL.	Free Free and open source under the MIT licence. Third-party hosting such as PikaPods or Fly.io…
Windows, macOS, Linux, iOS	Windows, macOS, Linux, Android, iOS, Web, Self-hosted
Checking, credit card, savings, stock and asset accounts with nested categories Data in a non-proprietary SQLite file with AES encryption, entirely on your machine	Envelope budgeting done properly, not a spending report Local-first, so it works offline and stays fast with long history
No bank connection; you import CSV and QIF files by hand Investment tracking is basic compared with dedicated portfolio software	Syncing between devices needs a server, which is a step most apps hide Automatic bank connections depend on your country and a third-party service
Downloadable app	Downloadable app, Self-hosted
Open source	Open source
License: GPL-2.0	License: MIT
No account needed	No account needed
Works offline	Works offline
Official website Full listing and sources Checked September 21, 2026	Official website Full listing and sources Checked September 21, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.