Alternatives to PocketSmith
A budgeting and cash-flow forecasting service that projects account balances into the future. The listings below can replace it for an important use case. Each note says what changes if you switch.
The original
PocketSmith
A budgeting and cash-flow forecasting service that projects account balances into the future.
Replacements
Listings that take over the same core job as PocketSmith.
Monarch Money
A subscription money app that connects your accounts to track spending, budgets, net worth and goals.
Monarch Money is a paid hosted service on Android, iOS and web that tracks budgets, cash flow, net worth and goals, with free shared partner access.
YNAB
A subscription budgeting app built around zero-based budgeting, where every dollar is assigned a job.
YNAB is a paid zero-based budgeting service on Android, iOS and web that assigns every dollar a job instead of forecasting future balances.
Buxfer
An online money manager for budgeting, forecasting, investment tracking and retirement planning.
Buxfer offers freemium bank-synced budgeting and forecasting from scheduled expenses in over 70 countries, with Android and iOS apps alongside the web.
Quicken Simplifi
A subscription budgeting app from Quicken that tracks spending, savings goals, investments and net worth.
Quicken Simplifi is a paid web subscription showing what is left after bills, with savings goals and investment tracking including cost basis.
Lunch Money
A web-based budgeting and spending tracker with multi-currency support, bank syncing and a developer API.
Lunch Money is a paid web budgeting service with strong multi-currency support, bank syncing, CSV import, a rules engine and a developer API.
PocketGuard
A budgeting app that links your accounts and shows what is left to spend after bills.
PocketGuard is a paid app on web, iOS and Android showing leftover money after bills, with subscription tracking and a debt payoff planner.
Tiller
A service that feeds bank transactions and balances into your own Google Sheets or Excel spreadsheets.
Tiller is a paid service feeding bank transactions into your own Google Sheets or Excel, so forecasts are built from templates you modify yourself.
Actual Budget
Envelope budgeting that keeps your data on your own device and syncs between machines without a company in the middle.
Actual Budget is free MIT-licensed local-first envelope budgeting across all major platforms, syncing through a server you run rather than a hosted service.
Similar software
Related functionality, not a direct replacement.
Copilot Money
A paid personal finance app for tracking spending, budgets, investments and net worth on Apple devices and web.
MoneyWiz
A personal finance app for budgets, accounts and bank sync with desktop and mobile versions.
Rocket Money
A budgeting app that finds your subscriptions, helps cancel them and tracks monthly spending.
Firefly III
A self-hosted personal finance manager with budgets, categories, rules and a lot of reports.
ProjectionLab
A web tool for simulating long-term finances, retirement and financial independence plans.
Kubera
A hosted net worth tracker for stocks, crypto, property, debts and other assets in any currency.
